The Emotional Benefits to Becoming Debt-Free

I know things have been hard on a lot of us financially lately. I just came across this article entitled "The Emotional Benefits of Becoming Debt-Free" and reading it helped renew my desire to eliminate debt from my life. Here's the site: http://simplemom.net/the-emotional-benefits-to-becoming-debt-free/

My husband and I took Dave Ramseys "Financial Peace University" course in the Fall of 2007. Since that time we committed to becoming debt free as well as not incurring any new debt. It hasn't been easy and we still have a long way to go, but we are making progress. It's been 1 1/2 years and we've managed to pay off the hospital bills for our first child's birth, pay up front the doctor and hospital bills for our second child's birth, buy a new (to us) car, and take our first vacation in 4 years without using credit cards or accumulating new debt, as well as pay cash for any other necessities during that time. Since our course began in September 2007, we have paid off almost $30,000 worth of debt. And all this on only one fast-food restaurant manager salary. We still have a long way to go, but I am very proud of us and just wanted to encourage others (and myself) that financial freedom is attainable.

I highly recommend Dave Ramsey's class to everyone, regardless of age or financial situation. If you are already debt-free, the class can help you learn how to make your money work for you, and if you are still in debt, he teaches you how to get out and stay out. Here's the site: www.daveramsey.com

Alright, I've renewed my own dedication to financial freedom through this post. I hope that my experience can help others. FREEDOM!

Harris Teeter Triple Coupons April 29-May 5

Harris Teeter is doing triple coupons again for a whole week: April 29-May 2. Check out this link for a list of great deals

http://www.hotcouponworld.com/forums/harris-teeter/235311-master-triples-list-april-29-may-5-first-post-updated-4-27-a.html

80% off at Restaurant.com

Check out Restaurant.com. You purchase a gift card to a local restaurant for less than the value of the card. Cards usually run $10 for a $25 card, but if you use the coupon code LUCKY by April 30, 2009, you can get a $25 gift card for only $2!

The catch, there is usually a minimum purchase required by the restaurant. I just got two $25 cards and at one place the minimum purchase was $45 and the other was $50. Still, that means I'm paying $22 and $27 for $45 and $50 respectively worth of food. The other fine print: alcohol not include, 18% gratuity added to the bill.

$0.10 digital prints at Walgreens

50 digital prints for $5 at Walgreens. Enter code FIFTYPIC at checkout. Valid thru Saturday, May 2.

Loving the Grocery Game

I am on week 3 of my 4 week trial of The Grocery Game (www.thegrocerygame.com) and I have to say, I'm impressed. I figured since I'm a stay at home mom that I'd pretty much be able to do this all myself for free so why should I bother paying for Teri's List. BUT, I have saved so much more using the list than I would have thought possible. In fact, my first week using Teri's List I saved enough money on my grocery bill to cover the fee for almost 2 years (20 months to be exact)!!! I was floored!

Interested in trying it out? A 4 week trial is just $1...so worth it! Let me know if you're going to sign up so I can send you my e-mail address to put as the referral. Yep, they have a great referral program where you can earn free weeks when your friends join!

Happy Saving :-)

Free Reusable Tote from Rachael Ray

Check it out: http://www.rachaelraymag.com/marketing/offers/kraft/index.html